Contrat d’assurance et clauses d’exclusion : ce n’est pas parce que c’est écrit que c’est acquis !

When an individual signs a contract, she/he is considered less knowledgeable than the company providing it, thus leading courts to rule in her/his favor. It is especially true for insurance contracts. In this article, we will see how it applies to exclusion clauses, and the role of legislators in protecting the people.